Board of Advisors

• Giles Andrews

  Giles co-founded the worlds first online lending and borrowing marketplace, Zopa, in 2004.  He led four fund raisings as CFO and then led the UK business as MD before taking over as CEO in January 2009. Giles spent the first ten years of his career in the motor industry pursuing his interest in all things automotive. This included co-founding Caverdale in 1992, a start-up taken to a £250m turnover motor retailer and sold in 1997. After an MBA at INSEAD he set up his own consultancy business whose clients included Tesco and Tesco Personal Finance and which also provided start up advice and early stage funding for new businesses.

• Bill Cilluffo

  Bill Cilluffo is the President, International Business for Capital One, one of North America’s largest consumer franchises. Mr. Cilluffo is responsible for leading the international lines of business for Capital One. In this role, he is accountable for the overall strategic direction, marketing, operations and financial performance of the Canada and UK segments of the Fortune 500 company. Since joining Capital One in 1994, Mr. Cilluffo has served in several leadership positions including President of Capital One Canada where he continues to be directly involved in the daily management of Capital One’s Canadian interests. As Deputy Chief Credit Officer for the corporation, Mr. Cilluffo had oversight of all central operations for the group and was accountable for improving the credit management capabilities of the company. Prior to that, he was Vice President of Corporate Development and Divisional Credit Officer for Capital One’s Diversified businesses. Mr. Cilluffo graduated from the University of Michigan in 1994 with a degree in economics. He is also a graduate of Stanford Graduate School of Business Executive Education Program..

• Richard Kostoff

  Richard Kostoff is a Canadian financial services professional with 35 years of experience in the investment industry. He is currently the principal of Templar Investments, a consulting and advisory firm, located in Toronto and most recently was the Deputy Chair of TD Securities.

  At TD Securities, Richard was responsible for senior capital markets coverage related to a wide variety of government, infrastructure and corporate financing assignments.

  Over the course of his career, Richard’s senior management responsibilities included: fixed income sales and trading, derivative marketing and equity and debt capital markets origination. In addition to TD Securities, Richard’s relevant experience includes RBC Dominion Securities (Director), Gordon Capital (Partner), Pemberton Securities (Senior Vice President), and Midland Doherty (Vice President). He started his career at Canada Life Assurance Company as a junior fixed income trader in 1972.

• Gregory Milavsky

  Gregory Milavsky is an experienced private equity executive based in Toronto and is the Senior Managing Director of Canterbury Park Capital, a Canadian private equity fund targeting control-oriented buyout and expansion investment opportunities in small to mid market companies. Mr. Milavsky was previously Managing Director and Group Head of Private Equity Investments for Scotiabank, a position he has held since July 2000. Prior to that he was head of Rothschild Quantico Capital, a merchant banking venture based in Toronto.

  In addition to the foregoing, Mr. Milavsky's extensive experience in the investment industry includes five years at Rothschild Canada Limited, most recently as Senior Vice President and Director. Prior to Rothschild he worked for James D. Wolfensohn Incorporated in New York and for the Canadian Imperial Bank Group in London and Tokyo. Mr. Milavsky graduated from the University of Toronto with a Bachelor of Applied Science in Civil Engineering and has a Master in Business Administration degree with Distinction from the Harvard Business School.

• Anthony Novac

  Anthony Novac is an accomplished technology and real estate developer, angel investor and entrepreneur.

  Currently Anthony is the CEO and co-founder of Toronto based technology start-up, Spreed Inc. and is the President of an entertainment focused real estate development company.

  Previous to this, Anthony had been a co-founder and CEO to three companies in the last 7 years, all of which Anthony has lead the growth and sold off to the delight of his shareholders and investors.

  As an angel investor, Anthony is actively engaged in advice to start-ups in which he is personally invested.

  Anthony heralds from Halifax and currently lives in Toronto with his wife and two children.